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PRIVACY POLICY

Throughout the following, "personal information" includes information that can identify you as a specific individual, such as your name, phone number, email address, Social Security number or credit card number. Further, personal information includes any information involving your health or medical history.
  1. We do not sell, trade, or give away your personal information to anyone.
     
  2. We do not disclose your personal information to third parties, unless one of the following limited exceptions applies.
    • Insurance Companies and Licensed Agents. If you submit an application for an insurance product offered by us, then we will disclose your personal information to your chosen insurance company to process your application. If you submit an application for an insurance product offered through an insurance agent or agency with whom we have associated, then we may disclose your personal information to that agent or agency to process your requested quote or application. Please be assured that the agent or agency is only allowed to use your personal information to process your requested quote or application and is contractually obligated to maintain strict confidentiality.
    • Legal Obligations. We may disclose or report your personal information when we believe, in good faith, that the disclosure is required or permitted under law, for example, to cooperate with regulators or law enforcement authorities or to resolve consumer disputes and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our website.

      Outside of these exceptions, we will not share your personal information with third parties.
       
  3. We collect personal information in the normal course of business in order to process your insurance application and to serve you better.
    • Registering With Us. We begin collecting personal information from you when you register with us. You may register with us through our website by entering your email address and, if you are creating an account, choosing your password. Under our current process, you must create an account before (i) starting an application for an individual or family plan or for a Medicare Supplement plan, or (ii) obtaining a quote for a small business plan. You may register with us through our Customer Care Center by providing certain personal or contact information (e.g., email address, phone number, gender, date of birth) to one of our customer service representatives.
    • Providing you with a quote or processing your application. We may use your personal information to get in touch with you when necessary to process your application or to provide you with a quote. For example, emails will be sent to you throughout the application process to inform you of the status of your application and to seek additional information that is requested as part of the application.
    • Customer satisfaction and other products. We or our wholly-owned subsidiaries may contact you to survey your satisfaction of our service and/or to inform you of additional products and services offered by us or our wholly-owned subsidiaries. You may opt out of receiving these additional communications from us by following the opt-out procedures below.
       
  4. We protect the confidentiality and security of your personal information.
    We maintain physical, electronic and procedural safeguards to protect your personal information. For a more detailed discussion of the electronic safeguards on our website, please see below. We follow generally accepted industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the internet, or method of electronic storage is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

    If you have any questions about security on our Web site, you can send us an email at info@tricorfg.com

    TheHealthQuote.comTM is a licensee of the TRUSTe Privacy Program. TRUSTe is an independent, non-profit organization whose mission is to build user’s trust and confidence in the Internet by promoting the use of fair information practices. This privacy statement covers the Web site http://www.thehealthquote.com/. Because this Web site wants to demonstrate its commitment to your privacy, it has agreed to disclose its information practices and have its privacy practices for compliance by TRUSTe.

    If you have any questions or concerns regarding this statement, you should first contact Jennifer Garcia at (800) 600-1433. If you do not receive acknowledgement of your inquiry or your inquiry has not been satisfactorily addressed, you should contact TRUSTe at http://www.truste.org/consumers/watchdog_complaint.php TRUSTe will then serve as a liaison with us to resolve your concerns.
     
  5. Using our Referral Service
    If you choose to use our referral service to tell a friend about our site, we will ask you for your friend’s name and email address. We will automatically send your friend a one-time email inviting him or her to visit the site. TheHealthQuote.comTM stores this information for the sole purpose of sending this one-time email and tracking the success of our referral program.

    Your friend may contact us at info@tricorfg.com to request that we remove this information from our database.
     
  6. Changing Personal Information
    If your personally identifiable information changes, or if you no longer desire our service, you may correct/update/delete or deactivate, by emailing us at info@tricorfg.com, by contacting us by telephone (800) 600-1433, or by postal mail at:

    Tricor Financial Group, Inc.
    101 Pacifica Suite 255
    Irvine, CA 92618
     
  7. Links to other sites
    This website contains links to other sites that are not owned or controlled by http://www.thehealthquote.com/. Please be aware that we, http://www.thehealthquote.com are not responsible for the privacy of such other sites.

    We encourage you to be aware when you leave our site and to read the privacy statements of each and every Web site that collects personally identifiable information.

    This privacy statement applies only to the information collected by this Web site. This privacy policy only covers websites listed on the license agreement.
     
  8. Service Providers
    We use www.quotit.com to provide quotes for health insurance based on age and location. When you sign up for health insurance, we will share age and location as necessary for the third party to provide that service.

    The Personally Identifiable Information is collected on www.quotit.com to facilitate the service. All Personally Identifiable information that is collected on www.quotit.com is owned and controlled by www.thehealthquote.com. TheHealthQuote’s privacy policy applies to the personal information collected on www.quotit.com.
     
  9. Usage of Cookies/Tracking Technology
    Some of our business partners (e.g., advertisers) use cookies on our site. We have no access to or control over these cookies. This privacy statement covers the use of cookies by www.thehealthquote.com only and does not cover the use of cookies by any advertisers. “Web Files” are records of Web activity that automatically records use and information such as the date, time, IP address, HTTP status, bytes sent, and bytes received. "Cookies" are small files that are stored by your web browser to help a particular system recognize you and the pages you visited in a website. “Web Beacons” are images that are placed in HTML documents (web pages, HTML email) to facilitate user activity tracking. Web Beacons are usually used in conjunction with cookies and are often used to track visitors across multiple Internet domains.
     
  10. Privacy Policy Changes
    If we decide to change our privacy policy, we will post those changes to this privacy statement, the home page, and other places we deem appropriate so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

    We reserve the right to modify this privacy statement at any time, so please review it frequently. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.

We are available to answer any questions you may have about our privacy policy or our information privacy practices.

Last Updated: 01/19/2007